What Is the Process of Filing a Personal Injury Claim?
Before diving into the steps, it is important to note that all personal injury cases are unique. Similar to the circumstances surrounding an accident or injury, the timeline of a personal injury case can vary greatly depending on the severity of a victim’s injuries, the defendant’s level of cooperation, and the case’s complexity.
Use these steps as a general guide to the personal injury claim process, but remember that most claims settle before they reach the last stage on the list.
Obtain Medical Care
After an accident or injury, seek immediate medical treatment. This may involve a visit to the emergency room or your primary care clinic.
Even though some conditions do not appear instantly after an accident, early examination can help relieve or prevent the worst symptoms. Additionally, early medical records serve as evidence with an insurance adjuster and jury if a lawsuit becomes necessary later on.
Prepare Documentation
Once proper medical treatment has been received, document all injuries, damages, and medical treatments related to the accident. Collect evidence surrounding the accident’s cause and how it has affected your life.
Note any hospital visits, lost work, or medical bills, as these are crucial for your claim.
Consider a Legal Consultation
While many small personal injury claims can be settled without legal representation, personal injury lawyers tend to secure larger awards for claimants. Personal injury lawyers often offer free initial consultations, so discussing your case with a personal injury attorney is advantageous before filing.
Investigate the Accident and Injuries
When a lawyer is hired, they will interview you to learn more about the accident, injuries, and medical treatment. They will request records from any medical treatment received and may work with accident reconstruction specialists or other experts to build your case.
Establish Negligence
Most personal injury cases center on negligence or a failure to use reasonable care in a situation where another person could be harmed. For example, a driver may be considered negligent if driving under the influence.
Proving negligence can be difficult for plaintiffs working independently, but an experienced personal injury attorney can help navigate this step successfully.
Serve Notice of Claim
If you decide to pursue a personal injury case, you must inform all involved parties of your intent to file suit, known as “service of process.” A professional process server, court official, or law enforcement officer usually delivers the notice personally.
Begin Settlement Talks
Your lawyer may make a demand to the defendant’s attorney or insurance company before the case goes to court. The attorneys will try to negotiate a settlement acceptable to both parties.
Most personal injury claims settle at this point, though sometimes a settlement cannot be reached.
File a Lawsuit
Litigation begins when you and your lawyer file a personal injury lawsuit in court, initiating the discovery phase. Each party will investigate the other party’s claims and defenses, responding to requests for information truthfully and thoroughly.
The discovery phase can involve a lot of documentation and may last up to a year.
Attempt Mediation
After the discovery phase ends, the lawyers will have another opportunity to settle the case through mediation. This involves a meeting between the parties and a neutral third party who tries to help resolve the case in a manner satisfying both parties.
If mediation is unsuccessful, the case will advance to trial.
By following these steps and working with an experienced personal injury attorney, you can handle the complex aspects of a personal injury claim and maximize your chances of obtaining fair compensation.