Duluth Personal Injury Lawyer

In order to seek compensation for a personal injury, you will need to show that the defendant (the party you’re suing) was negligent. There are four elements of negligence:

• The defendant had a duty of care. In most situations, we all have a responsibility to avoid actions that are likely to injure or harm others. What this means specifically can change depending on the situation. A person driving a car, for example, has a duty to avoid reckless actions like excessive speed, texting while driving, or driving under the influence. A person who owns a convenience store has a responsibility to fix or warn customers about any hazards in the store, such as a loose floor tile or a puddle from a ceiling leak.
• The defendant failed in their duty of care. They drove recklessly, they failed to address hazards in their store, etc.
• This breached duty of care led to your injuries. It’s crucial that we establish how the defendant’s failure to perform their duty of care caused your injuries. For example, the defendant was looking at their phone when driving, and as a result, they failed to see you in the crosswalk and hit you with their car.
• You suffered damages due to your injuries. There are a number of damages that occur in personal injury cases, and your lawyer will ask you questions to determine what your damages are. For instance, you have $5,000 in medical bills, you lost $1,200 in income when you missed work, etc.

Searching for insurance coverage is one of the initial steps we take in reviewing your case. Most car accidents are covered by an insurance policy (even if it’s the injured person’s own uninsured/underinsured motorist policy).

Boats, golf carts, ATVs, and other vehicles may also have liability and other types of insurance. Accidents that happen on another party’s property might be covered by homeowner’s or business insurance, depending on the circumstances.

However, there are some situations where there is seemingly no insurance coverage. Your lawyer will explore all the options to help you obtain compensation, including:

• Suing the negligent party. If a person or entity causes your injuries through their negligence, you can sue them directly. Insurance is designed to relieve the negligent party of the burden of paying your claim. Still, if there is no applicable policy, the defendant can be found personally liable in many situations. Unfortunately, it may be hard to collect on a judgment if the negligent party has few or no financial assets, so we might advise against a lawsuit in some circumstances.
• Considering other insurance policies. Sometimes, we can seek compensation from insurance even if the negligent party doesn’t have any. Uninsured motorist coverage is one example. A personal injury resulting from a criminal act is another. Insurance companies don’t sell liability policies for criminal activities, so if you’re injured as the victim of a crime, you could sue the perpetrator. But what if they haven’t been found or have no assets? If you were attacked on another party’s property, such as in a store parking lot or a hotel room, we may be able to bring a claim against the property owner’s liability insurance.

The bottom line is that if you were hurt and you don’t believe there’s an available insurance policy, we advise you to speak with a personal injury lawyer. In some situations, we can find alternatives to help you get your damages paid.

If you or a loved one have been injured in a car accident, please contact the CEO Lawyer Personal Injury Law Firm for a free, confidential consultation. We’ll review your case, answer your questions, and explain your options for seeking compensation.

There is no obligation, but if we do take your case, we don’t charge you anything until we win or settle it.

The CEO Lawyer Personal Injury Law Firm was established by attorney Ali Awad, who quickly made it one of the fastest-growing law firms in the country. He has since recovered millions of dollars in compensation for injured clients and their families.

When he’s not working on a case or negotiating with insurance companies, you can find him delivering no-nonsense legal advice to more than a million followers on social media. Work with his expert team by calling  470-323-8779 today.