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Are you wonder who pays for an Atlanta car accident with an Uber driver? Many people today are using rideshare vehicles to get around. These cars are super convenient and are easy to arrange, book, and pay for – all before you even get into the car for the ride. However, there is good news if you can consider any news good when you have been involved in an accident while traveling in a rideshare vehicle. Usually, if you are a passenger in a rideshare car such as Lyft or Uber, the company that employs the rideshare driver will more than likely ensure that vehicle in the event of an accident.
Rideshare Car Insurance, When It Does Not Apply
Let’s make sure that we are talking about the car accident with an Uber driver or any rideshare driver here when discussing insurance liability when you are injured in a rideshare vehicle. There can be many cases where you can be given a ride, share a ride, or take a ride in someone else’s vehicle and be injured. But, those rides do not always constitute a rideshare situation. Usually, rideshare is a person who drives an automobile, works for an employer who pays that person’s wages to pick up and drop off people at predetermined destinations. But, this definition of rideshare may vary from one area to another.
Rideshare Drivers Are Usually Vetted by the Rideshare Company First
In general, a rideshare affiliated car has a vetted driver, has insurance on the vehicle through the company they work for, and may also have their own insurance on that vehicle. When a person is injured in a car accident with an Uber driver or any rideshare driver, the passenger who sustained injures will be reimbursed by the driver at fault for the loss. If that is another driver, that person’s insurance should cover your losses. If it is the fault of the rideshare operator whose car you are riding in, then the rideshare driver’s employer’s insurance will most likely pay for your losses.
Rideshare Drivers Are Independent Agents, Not Employees of the Rideshare Company
The rideshare driver is not an employee of the company where the person accepts calls for taking customers around in their car. In that case, the rideshare driver is an independent contractor, who uses the rideshare company as a type of “go-between,” but it is slightly more complicated than that. Although the rideshare drivers get business from the company where they work, they do not go out and solicit customers on their own.
For example, a rideshare driver gets customers assigned by the company he works for and does not accept money in the vehicle for the fare. The fare is already paid for before the individual gets in the car. The rideshare driver acts as a type of agent for the rideshare company. As an agent, this individual is expected to drive safely, obey all traffic rules, and deliver the passenger safely and soundly to the predetermined destination to be driven to as arranged.
At-Fault Drivers in an Accident Usually Foot the Bill for Damages
If a police report or other investigation reveals that your rideshare driver is not at fault, you will more than likely be looking to recover damages, compensation, or reimbursement for medical bills from the at-fault driver’s insurance. However, the rideshare company does carry insurance, usually high liability coverage up to $1 million through a third-party liability insurance company. This coverage is meant to reimburse you for damages if there is an accident.
Who Pays for Losses Experienced in a Rideshare Vehicle?
It is a slightly complicated reckoning, though, to determine who pays you for losses if your driver is also responsible for the accident. This is because the rideshare drivers operate a livery service or a taxi service with their own vehicle. And generally, personal auto insurance policies will make an exception not to cover business use of a vehicle for livery service or taxi service. This is because some of these vehicles get into more accidents, and they would have special policies to cover them with special rules. Most standard auto policies are not meant to cover anyone who operates a personal vehicle like a rideshare or taxi service.
Now you see why you must get a police report, police investigation, and police review of who is at fault for the loss and the accident. The police report and investigation will help determine the parties’ liabilities for any losses or damages and let you know who you need to go against to recover any other compensation that you require to make you in the position you were in before the loss.
Other Expenses After an Accident With Uber Driver or Any Rideshare Driver
You may experience many other expenses after the accident with an Uber driver or any rideshare driver. These expenses will be for anything that you need to have reimbursed as a result of the loss, including:
- Lost wages
- Medical expenses
- Medication expenses
- Physical therapy
- Emotional trauma
- Loss of consortium
- Specialized care
- Medical equipment
- Disability
Experienced Attorneys Know What To Do With Accident With Uber Driver or Any Rideshare Driver for Rideshare Claims
If you have suffered a loss while riding in a rideshare vehicle and are injured, you will want an experienced attorney on your side. You will get only one chance to get this right, and you don’t get two chances to bring a claim for medical bills or damages after this type of loss. It is possible to forget something coming up for you later in your recovery. You can’t be expected to remember everything related to this type of injury claim.
This is the reason that you need to give us a call at CEO Lawyer Personal Injury Law Firm if you have experienced an accident with an Uber driver or any rideshare driver. We are here for you and know what to do to get you the money that you deserve in this type of situation. Just call us at (833) 254-2923. Our injury and accident attorneys are ready to help you get back the money you deserve when you are injured in a rideshare vehicle. So contact us today for a free consultation.