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Chattanooga Rideshare Lawyer

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Ridesharing is convenient, but it can also present dangerous scenarios. If you were hurt by a rideshare driver, either as their passenger or in a collision with them while driving their own car, you could be left with serious injuries and major medical bills.

If you don’t know where to turn after an accident, CEO Lawyer Personal Injury Law Firm is here to help. Ali Awad and his team understand the best approach to seeking the compensation you need during these tough times in your life.

Filing an injury claim is not something any of us want to go through, but when it happens, you want someone savvy and focused on the numbers on your side.

When you choose to hire a Chattanooga rideshare lawyer from our law firm, we will fight for your right to seek full and fair compensation for your losses. We understand the challenges you are facing, as well as the tactics insurance companies try to use to reduce or deny your settlement.

Schedule a free case evaluation today by calling (423) 777-8888 to learn more.A rideshare driver is distracted by their cell phone while driving.

Learn About Your Legal Options With a Chattanooga Rideshare Accident Attorney

Rideshare companies like Uber and Lyft offer valuable transportation services throughout Chattanooga and surrounding towns and cities in Tennessee. Whether you are looking to enjoy a night out and get home safely, or you want the convenience of ordering a ride to commute to work or run errands, rideshare services are widely available.

As with any mode of transportation, there is always the risk of an accident when you use a rideshare service. This is especially true of an unregulated business model, one that does not carefully vet the drivers it allows to use its platform.

If you have been involved in a crash with an Uber or Lyft driver, you may be wondering about your legal options. Unfortunately, rideshare accident victims often find it difficult to seek compensation for their losses because of Uber and Lyft’s liability policies.

Steps to Take After a Rideshare Accident

If you are involved in an Uber or Lyft accident, there are certain steps you should take to ensure the best possible chance of recovery.

  • Stay calm — The moments following a car accident are often overwhelming and frightening. In order to protect yourself and your future claim, it is important to do what you can to stay calm. While it is normal to be upset, lashing out or saying something you don’t mean could cause issues down the line. Also, do not admit fault or blame the driver directly.
  • Evaluate the situation — Take time to evaluate what is happening around you. Make a note of any visible injuries and try to determine how you are feeling. Depending on the severity of the crash, you could be in shock. If your injuries are not debilitating, start documenting what you see. Take photos or videos of the scene, speak with witnesses, and collect contact and insurance information from the drivers involved.
  • Seek medical attention — No matter the severity of your injuries, it is imperative to seek medical attention as soon as possible after an accident. Even if you aren’t experiencing significant pain or visible injuries, you could have internal injuries that, if left untreated, could cause serious complications. Additionally, you will need comprehensive medical records to ensure you can seek full compensation for your injuries.
  • File a police report — It is likely police officers will respond to your accident. Once they are on the scene, provide as many details as possible. However, remember only to include factual information. If you are unable to remember specific events, it is better to say so than to speculate.
  • Speak with an attorney — After you have spoken to the police and seen a doctor, it is time to consider speaking with a rideshare accident attorney. They will help you review your situation and determine what actions will best ensure your fullest recovery.
  • Watch what you say to insurers — Be extremely careful when communicating with your driver, the rideshare company, and especially any insurers. In fact, it is in your best interest to avoid these conversations until you have a lawyer present. Never accept an offer from a driver or an insurance company until you have had it reviewed by a legal professional.

Understanding Rideshare Accident Insurance Policies

The insurance policy that applies to your accident will depend on the stage of service the rideshare driver was in at the time of the crash. If a driver is offline, meaning they were not actively using the app at the time of the crash, their personal insurance policy will be responsible for covering the damages they caused.

However, both Uber and Lyft have insurance policies for accidents that happen when a driver is available, waiting for a ride request, and when drivers are en route to pick up riders and during trips. They also have policies available for injuries that happen while passengers are in transit.

Uber Accident Insurance Policy

If you are in a car accident with an Uber driver who has been waiting for a ride request and is available on the Uber platform, the following Uber insurance policy applies:

  • $50,000 in bodily injury per person
  • $100,000 in bodily injury per accident
  • $25,000 in property damage per accident

In that instance, it is likely you were also driving or you were a pedestrian or cyclist. If you are an Uber passenger and your driver is involved in an accident, the following insurance policy applies:

  • $1,000,000 third-party liability
  • Uninsured/underinsured motorist bodily injury and/or first-party injury insurance
  • Contingent comprehensive and collision

Uber drivers are also eligible for up to the actual cash value of their car with a $2,500 deductible.

Lyft Accident Insurance Policy

If you are driving when you are struck by a Lyft driver who is active on the app, the following Lyft insurance policy applies:

  • $50,000/person for bodily injury
  • $100,000/accident for bodily injury
  • $25,000/accident for property damage

If you are a Lyft passenger and your driver causes an accident, the following insurance policy applies:

  • $1,000,000 for 3rd-party auto liability
  • Uninsured/underinsured motorist bodily injury and/or first-party coverage
  • Contingent comprehensive & collision up to the actual cash value of the car

 Like Uber drivers, Lyft drivers are also eligible for the cash value of their vehicle with a $2,500 deductible.

Filing a Rideshare Accident Claim

While every rideshare accident case is different, there are specific steps and procedures you can expect when filing an injury claim. Your attorney will carefully review the process with you and ensure you understand what to expect every step of the way.

The Claims Process

As with any injury claim, the process begins with a thorough investigation. We will listen carefully to everything you remember about the accident and speak with witnesses about what they saw.

Evidence like photographs, video surveillance, police reports, and medical bills or wage statements will be collected to prove you were wronged.

Most car accidents are the result of negligence. This is no different for rideshare crashes.

If your driver failed to abide by their duty to operate their vehicle safely and you were harmed, we can determine what their actions were and how they contributed to your injuries.

Once we have a solid claim, we can begin negotiations with the insurance company. It is important to note that rideshare companies often try to settle out of court to avoid costly fees.

However, we will ensure you understand what your case is fairly valued at so you don’t accept less than what you are owed.

Types of Compensation

Accident victims face a number of losses, many of which are financial. Some of the damages you may be able to recover with a claim include the following:

  • Medical expenses include emergency care, diagnostics, procedures, medications, physical therapy or other types of rehabilitative care, follow-up appointments, and future medical care
  • Lost wages include short-term, long-term, or permanent loss of earning capacity
  • Out-of-pocket expenses include health insurance copays, transportation costs to and from the doctor or hospital, and more
  • Property damage includes loss of personal items like jewelry, electronics, etc., as well as vehicle repairs if you were driving
  • Pain and suffering include loss of enjoyment of life, loss of consortium, etc.

No matter what losses you’ve incurred, we believe negligent rideshare drivers and companies should be held accountable for victims’ losses. The sooner you get in touch with our legal team, the more time we will have to build a strong case on your behalf and value your claim fully.

To Settle or Sue?

When a rideshare accident claim is filed, both the insurance and rideshare companies will likely try to take action to reduce what they have to pay out. You may be offered a settlement.

However, it is vital to understand your rights. As your lawyer will explain, you may choose to accept, counter, or deny any offer.

Your attorney will be well-versed in insurance company negotiations and will take every measure possible to see you are offered a full and fair settlement.

If, however, reaching a settlement is beyond the realm of possibility, we can explore the possibility of litigation. If you choose to pursue a lawsuit against Uber, Lyft, or one of their insurance companies, we will be by your side for the duration of the case.

Contact a Chattanooga Rideshare Law Firm Today

Ali Awad and his team at CEO Lawyer Personal Injury Law Firm are ready to help you understand your legal rights and options after a rideshare accident. We can evaluate your situation, provide you with sound legal guidance, and, should you choose to pursue a claim, guide you through the process required to obtain compensation for your losses.

Our firm operates on a contingency fee basis. You won’t have to worry about paying out of pocket for legal services. In fact, you won’t pay a penny unless we achieve a successful outcome on your behalf.

We are aware of common tactics insurance companies use to reduce settlement offers and will ensure you value your claim to include all of your losses.

If you are ready to take back control of your life, get in touch with a Chattanooga rideshare lawyer. Simply fill out our online contact form or call (423) 777-8888, and we will move forward with scheduling your free consultation.

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Frequently Asked Questions

After a personal injury, you're bound to have legal questions. The CEO Lawyer Ali Awad can provide you with answers to these questions, just as he's given answers to his millions of curious social media followers. Take a look at some of the most common personal injury law questions for general information, and then reach out to one of our seasoned attorneys for specific guidance on your case!

Contact us now (833) 254-2923.

Help Negotiating with Insurance Carriers

To quickly resolve matters following an accident, insurance companies will offer you less than you deserve in compensation for your injuries. Many victims feel pressured to accept these offers as the bills begin to pile up, but that is rarely a good idea. The insurance company is looking to protect its bottom line; and will offer injured victims less than they deserve. An experienced personal injury attorney understands how to negotiate with the insurance company and can look out for your best interests by getting you the compensation you deserve after an injury. If you or a loved one has been injured in an accident, it is important to avoid negotiating or providing recorded statements to the insurance company without first seeking help from a qualified personal injury attorney.

Do You Have a Personal Injury Case?

The best way to determine if you have a personal injury case is to speak with a knowledgeable attorney. Our legal professionals have the expertise to evaluate your case and determine a strong legal strategy so that you can obtain the greatest amount of compensation possible under the law. We will enlist investigators, assistants, and other specialists to collect accident reports, speak with witnesses to your accident, and put together a plan. While you focus on your physical recovery, we will remain committed to fighting for the compensation that you deserve.

Tennessee's Personal Injury & Accident Firm

Accident victims have a limited time to file a personal injury lawsuit. This time period is referred to as the statute of limitations, and in Chattanooga, it lasts only one year. This means that if you or a loved one has been injured in an accident, you have only one year to pursue a personal injury suit. If you wait too long to reach out to an experienced attorney, you might be forever barred from seeking the compensation you deserve.

What to Expect From Your Initial Consultation With a Personal Injury Attorney?

During your initial consultation with CEO Lawyer team, we will go over the important details of your personal injury accident, which include the nature and extent of your injuries, how your injuries have impacted your ability to earn a paycheck, the cost of your medical treatment, and whether further medical treatment will be required. We will answer any questions you might have, as well, in regards to our experience, our track record of success, and what to expect from the legal process. Many personal injury victims wonder if they will be able to afford the legal fees required to pursue a lawsuit. CEO Lawyer injury and accident attorneys will not ask for any type of upfront fee unless we are successful in obtaining compensation for you. That means that if you have been harmed in a motor vehicle accident, slip and fall accident, defective product accident, or any other type of personal injury accident, you can absolutely afford to contact our law office today for assistance. In fact, you cannot afford to wait. Reach out today. We understand that some accident victims might have already obtained the assistance of an attorney but may be dissatisfied with the services provided. We are standing by and prepared to help you change legal representation, regardless of where you are in the process.

Speak to an Experienced Personal Injury Attorney Today

If you or a loved one has been injured in any type of personal injury accident, you should not hesitate to speak with the experienced attorneys at CEO Lawyer personal injury law firm. Call, email, or fill out our online contact form today so that we can begin helping you pursue the compensation you deserve.