Stay safe during the holidays by staying home. COVID has wreaked havoc throughout the world. Experts agree that staying away from others is the most effective way to protect yourself and those close to you from the COVID pandemic.
There is another reason to stay at home during the holidays: avoiding a car accident. In a nutshell, the chances of getting into an accident during the holiday season are higher than at other times.
If you must travel during the holidays, there are three things you should know:
Make Sure you Have the Right Insurance Coverage. Unfortunately, there are many uninsured drivers on the road, and there are drivers who think nothing of fleeing the scene of an accident. What can you do to protect yourself in an accident with an uninsured driver or in a hit and run accident? First, you should ensure that your auto insurance policy includes uninsured coverage and medical payments coverage. The uninsured insurance coverage pays for your medical expenses when you are in an accident due to the fault of the other driver who has no insurance or inadequate insurance (underinsured). Medical payments coverage pays for medical expenses incurred by you, your passengers, or your family members driving your car when involved in an accident. This coverage pays even if you caused the accident. This is the only way to protect yourself in these circumstances.
Take Photos and Videos and See a Doctor Right Away. Immediately after an accident, make sure to take photos and videos of the accident scene. If you are unable to due to your injuries, do your best to enlist someone to take photos on your behalf. Photos of an accident document what happened, especially when that time is chaotic. Photos help your attorney and other parties involved in the case with an opportunity to analyze the accident. Visit a doctor right away after an accident! There are many reasons why immediate medical care following an accident is necessary, including the fact that proper diagnostic imaging and medical evaluation are critical for your health and your case.
You Do Not Have to Take a Call from the Other Party’s Insurance Company You do not have to speak to the insurance company for the other party. Remember that insurance companies are motivated to have your case appear to be worth a lesser amount or to find indications that the accident was your fault. Further, insurance companies are not entitled to record statements, so do not give a recorded statement. Make sure to have a lawyer review your case before speaking with the other insurance company.
Don’t Let Your Accident Dampen Your Holiday Spirit, Call the CEO Lawyer Today to Discuss Your Atlanta, Georgia Accident