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I’m in a No-Fault State. What Does This Mean if I Have an Accident?

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“No-fault” provisions regarding accident laws state that any party to an accident will share the responsibility for the loss, and no one person will be deemed solely at fault and responsible for paying for all of the damages.

no fault state

Georgia is not a no-fault state but is considered an “at fault” state. When referring to no-fault in terms of an accident, it references the type of insurance applicable in the event of a car accident. The term no-fault insurance means that the driver’s auto insurance carrier will pay for that insured’s medical bills and lost wages, regardless of the at-fault party for an auto accident. Also, with at-fault insurance, the at-fault party will be responsible for paying for the losses on account of being at fault for the accident.

Georgia Is an At-Fault State

Georgia is an at-fault state. If you are involved in a car accident and are less than 51% at fault (for example, you are deemed to be 49% at fault), you will not be responsible for paying for the damages that result from that car accident. Additionally, Georgia is a proportional comparative fault state, which means that both drivers involved in the car accident will share the fault for the accident together. It is assumed that one driver’s fault or responsibility for the car accident will tip the scales up to 51%, and when this happens, that driver pays for his damages and losses – and cannot seek reimbursement from anyone else.

What to Do After an Accident?

Immediately after an accident, it is important to document everything related to the loss. At this point, you should have called the police to the scene of the accident and given them your statement as to exactly what happened to cause the accident. Next, you will need to fill out a Motor Vehicle Crash Report in Georgia, and it goes over the details related to the crash. You’ll also want to include in the report information related to:

  • Vehicle accident contributing factors
  • Roadway accident contributing factors
  • Weather at the time of the crash
  • Operator condition
  • Harmful events related to the crash
  • Vision obscured in the vehicle
  • Any injuries sustained by anyone in the vehicle

The Other Person’s Insurance Company

Some people exchange insurance information at the scene of an accident and get a telephone call from the other person’s insurance company. Many people do not want to talk to the other person’s insurance company, regardless of who is at fault for the loss. It could be beneficial to have an experienced attorney run interference for you when dealing with the other person’s insurance company. That is where we come in. We can help you safely navigate this process after the losses associated with a car accident.

If you have been in a car accident in Georgia, give us a call at the CEO Lawyer Personal Injury Law Firm. We can go over your car accident details to help you understand the fault, who is responsible for reimbursing for losses and damages, and how to apply laws related to car accidents in these cases. Our injury and accident attorneys are here for you every step of the way and will work with you to a successful conclusion. Just call today!

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Frequently Asked Questions

After a personal injury, you're bound to have legal questions. The CEO Lawyer Ali Awad can provide you with answers to these questions, just as he's given answers to his millions of curious social media followers. Take a look at some of the most common personal injury law questions for general information, and then reach out to one of our seasoned attorneys for specific guidance on your case!

Contact us now (833) 254-2923.

Help Negotiating with Insurance Carriers

To quickly resolve matters following an accident, insurance companies will offer you less than you deserve in compensation for your injuries. Many victims feel pressured to accept these offers as the bills begin to pile up, but that is rarely a good idea. The insurance company is looking to protect its bottom line; and will offer injured victims less than they deserve. An experienced personal injury attorney understands how to negotiate with the insurance company and can look out for your best interests by getting you the compensation you deserve after an injury. If you or a loved one has been injured in an accident, it is important to avoid negotiating or providing recorded statements to the insurance company without first seeking help from a qualified personal injury attorney.

Do You Have a Personal Injury Case?

The best way to determine if you have a personal injury case is to speak with a knowledgeable attorney. Our legal professionals have the expertise to evaluate your case and determine a strong legal strategy so that you can obtain the greatest amount of compensation possible under the law. We will enlist investigators, assistants, and other specialists to collect accident reports, speak with witnesses to your accident, and put together a plan. While you focus on your physical recovery, we will remain committed to fighting for the compensation that you deserve.

Georgia's Personal Injury & Accident Firm

Accident victims have a limited time to file a personal injury lawsuit. This time period is referred to as the statute of limitations, and in Atlanta, it lasts only two years. This means that if you or a loved one has been injured in an accident, you have only two years to pursue a personal injury suit. If you wait too long to reach out to an experienced attorney, you might be forever barred from seeking the compensation you deserve.

What to Expect From Your Initial Consultation With a Personal Injury Attorney?

During your initial consultation with CEO Lawyer team, we will go over the important details of your personal injury accident, which include the nature and extent of your injuries, how your injuries have impacted your ability to earn a paycheck, the cost of your medical treatment, and whether further medical treatment will be required. We will answer any questions you might have, as well, in regards to our experience, our track record of success, and what to expect from the legal process. Many personal injury victims wonder if they will be able to afford the legal fees required to pursue a lawsuit. CEO Lawyer injury and accident attorneys will not ask for any type of upfront fee unless we are successful in obtaining compensation for you. That means that if you have been harmed in a motor vehicle accident, slip and fall accident, defective product accident, or any other type of personal injury accident, you can absolutely afford to contact our law office today for assistance. In fact, you cannot afford to wait. Reach out today. We understand that some accident victims might have already obtained the assistance of an attorney but may be dissatisfied with the services provided. We are standing by and prepared to help you change legal representation, regardless of where you are in the process.

Speak to an Experienced Personal Injury Attorney Today

If you or a loved one has been injured in any type of personal injury accident, you should not hesitate to speak with the experienced attorneys at CEO Lawyer personal injury law firm. Call, email, or fill out our online contact form today so that we can begin helping you pursue the compensation you deserve.