Georgia Underinsured & Uninsured Motorist Lawyer

If you have been involved in a car accident in Georgia and have discovered the at-fault driver is uninsured, you may not know where to turn. Fortunately, a Georgia uninsured motorist lawyer can help. 

Car accidents are traumatizing events. Injury victims deserve the best possible chance at recovering money for their medical bills, lost wages, and other damages. However, that can be challenging if the opposing driver was not insured at the time of the accident. 

The CEO Lawyer, Ali Awad, knows what it takes to find success for himself and his clients. He has built a successful business out of earning his clients hundreds of millions in collective settlements and jury awards. Our injury and accident attorneys are well-versed in Georgia’s auto insurance requirements, negligence laws, and victims’ rights. We can help you determine if you have the right uninsured/underinsured motorist (UM/UIM) policy available. With our help, you can also determine if other third parties may have contributed fault to your collision, such as a defective vehicle manufacturer. 

If you have been injured, we can help you figure out what you are owed and explain the steps you need to take to increase your chances of obtaining full and fair compensation. Contact us online or call (833) 254-2923 today to schedule your free, no-obligation case review with an experienced uninsured motorist attorney in Georgia. We are waiting to help!

Injured In an Accident? Get Help From the CEO Lawyer 

When a motorist is uninsured or underinsured, they do not have adequate coverage to compensate you for collision-related losses. This is especially true if multiple passengers are in the vehicle or multiple cars are involved in the accident. If you do not take legal action, you may not receive the compensation you need to manage your losses. 

The sooner you get in touch with an attorney after your car accident, the better your chances are of pursuing a successful claim to seek the compensation you need to handle your accident-related losses. When you contact CEO Lawyer Personal Injury Law Firm in Georgia, our legal team will review your case, explain your rights, answer your questions, and, if you choose, start to build a claim against the uninsured motorist.  

Our attorneys have a 99.5% success rate and over 20 years of combined legal experience. No matter how complex your case may be, we are prepared to help. All of our personal injury claims are handled on a contingency fee basis. This means that we do not get paid unless we win your case. You will not have to worry about unexpected or overwhelming legal fees while we handle your claim. Instead, you can focus on healing. 

We can come to you if your injuries prevent you from making your way to our office. If you are still without a vehicle, we can also arrange for transportation to take you to doctor’s appointments. We can also help you find a rental car and auto repair shop, see a doctor that will not charge you out of pocket and provide access to pre-settlement loans if necessary. 

Preserve Your Rights After a Car Accident in Georgia 

The aftermath of a car accident can be chaotic. Here are what steps to focus on to protect your right to seek an injury claim for your losses.

Go to a Doctor

If you have been injured, immediately seek medical attention. If you cannot call 911, it is likely a witness or another involved party will make the call. If you do not need immediate medical attention, you should still schedule an appointment with your family physician, who can diagnose you and create an official record of any injuries. Know that failure to seek medical attention could jeopardize your claim. 

Document Your Accident in Detail

If possible, document as much as you can about the accident scene, as well as what you remember about the moments leading up to the accident. Speak with witnesses, make a report with the police, and photograph or record the scene. Your lawyer will be able to use all of the information you collected at the scene to evaluate your case and help you build a claim.   

Let Your Attorney Handle Insurers

You will also need to obtain repair estimates for your vehicle at some point. Once you provide your assessment to the insurance company, an insurance adjuster will likely request an independent inspection of the damage to your car. This is done in an attempt for the insurance company to protect their bottom line and pay you less than you may be over. In most cases, it is better to wait until you are represented by an attorney to protect your own legal interests during this process.

Remember that while you are your attorney’s number one priority, you are not a priority for the insurance adjuster. You will likely need to be persistent and patient when it comes to filing your claim and waiting to hear about a potential settlement. You and your lawyer can follow up regularly to check on your claim, whether you do that through an online portal or make phone calls. In the event that your persistence does not get you closer to a fair settlement, your attorney can explain what options come next, possibly including a lawsuit or a civil trial.

The Benefits of Working With a Georgia Uninsured Motorist Lawyer 

While you have the legal right to handle your claim on your own, there are a number of benefits to consider when hiring a Georgia uninsured motorist attorney.

Obtain Evidence Before It Disappears 

The moment, days, and weeks following a car accident can go by in a blur. Unfortunately, evidence has an expiration date. If your accident is not investigated promptly, you may not be able to prove the opposing party’s actions were negligent. When you hire an attorney, they will examine your accident to determine what happened and why. With the evidence collected from the investigation, they will be able to help you base your claim on the legal concept of negligence. 

Value Your Case

Once negligence has been established, your lawyer can focus on determining a fair valuation for your case. They will take into consideration your economic and non-economic losses, including medical expenses, lost wages, and pain and suffering. 

Determining the extent of your losses can be challenging, mainly when your injuries are severe and could or will have long-lasting or permanent effects. Your lawyer will consult with medical professionals and economic professionals to determine the funds you may need to manage your accident-related losses in the future.

Keep Up With All Necessary Paperwork and Deadlines

Once you have an idea of why and how your accident happened and what you lost as a result, it is time to file the necessary paperwork to ensure your claim is filed and reviewed correctly. The required paperwork will depend on several factors, including where you are filing your claim, who you are filing your claim against, and the type of resolution you were seeking. 

It is also important to note that personal injury claims are subjected to Georgia’s statute of limitations. While this may vary, accident victims generally only have two years from the accident date to pursue legal action. If you work with the CEO Lawyer, you will not have to worry about deadlines, and you will not run into issues potentially jeopardizing your claim.

Negotiate With Insurance Companies on Your Behalf

In most instances, car accident claims are resolved through negotiations with the at-fault driver’s Insurance Company. In the event the driver is uninsured, the situation may be more complex. Either way, your lawyer will negotiate on your behalf to fight for your right to a fair settlement offer. Sometimes, accident victims must pursue a lawsuit in court to receive the funds they are owed for their accident. If that is the case, the CEO Lawyer will represent you in court and help you present your case in a way that proves you are owed compensation. 

Auto Insurance Laws in Georgia 

Georgia law requires drivers to carry auto insurance coverage. Unfortunately, many drivers choose to disregard state law to avoid the cost of insurance. They may not realize that the decision to get behind the wheel without insurance endangers them. It also makes it more challenging for accident victims to recover the compensation they need to manage accident-related losses. 

Per Georgia’s Office of the Commissioner of Insurance and Safety, drivers are required to obtain a minimum liability insurance policy. Liability insurance pays for damages to others if they are injured or their property is damaged in accidents where you are ruled at fault. The minimum limits are $25,000 per person and $50,000 per incident for bodily injury liability and $25,000 for property damage liability.  

In addition to the required coverages, there are several optional insurance policies drivers in Georgia can choose to elect. The most common is physical damage insurance. Comprehensive physical damage insurance covers theft, vandalism, and fire-related losses. Collision physical damage insurance covers losses associated with vehicle collisions. Drivers also have the option of adding uninsured/underinsured motorist (UM/UIM) insurance to their policy. If you are injured by an uninsured driver or your injury costs exceed the at-fault driver’s liability policy limits, UM/UIM coverage could take care of the damages to your vehicle and person. 

Schedule a Free Consultation With Ali Awad Law 

The CEO Lawyer Personal Injury Law Firm understands the challenges of pursuing a car accident claim against an uninsured motorist. If you are struggling, we are here to explain your legal rights and options and guide you through the claims process. 

The ramifications of a car accident can seem devastating. From extensive medical bills to lost income and physical and emotional trauma, it is not always easy for accident victims to figure out their next steps. However, when you work with a Georgia uninsured motorist lawyer, you will be on your way to recovering the compensation you need to get your life back in order and focus on healing.

To learn more about filing an uninsured motorist claim, schedule a free, no-obligation consultation with Ali Awad today by contacting us online or calling (833) 254-2923. We will review what you have been through, explain your legal rights, and start to help you determine how best to proceed to protect your future and your family.