Will My Insurance Go Up if I Hit a Parked Car in Georgia?

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An image of a parked car with damage to the front end after a car accidentUnfortunately, a mistake such as accidentally hitting a parked car can happen anytime. This situation can become quite stressful, especially if you are unaware of the proper procedural steps following this type of accident. Vehicle collisions can sometimes be so minor that brushing into an object such as a parked car goes unnoticed. However, this scenario can quickly become quite problematic, as this would be considered a “hit and run” collision, which is regarded as a crime in many states.

If you have recently become involved in a car accident, the CEO Lawyer Personal Injury Law Firm can help guide you throughout the car accident claim process to ensure you receive the representation you deserve. Attorney Ali Awad, ‘the CEO Lawyer,’ established the CEO Lawyer Personal Injury Law Firm and quickly turned it into one of the fastest-growing law firms in the country. When you need help with a car accident claim, call the CEO Lawyer Personal Injury Firm to receive your free, no-obligation consultation.

Is Hitting a Parked Car Considered an Accident?

In Georgia, if a driver hits another vehicle, whether that driver was in the car or away, it is considered an accident. According to Georgia law, §40-6-270, you mustn’t leave the scene of an accident. If you have hit a parked car or been involved in any other type of collision with a driver or a pedestrian, you must:

  •   Remain at the scene
  •   Attempt to move your vehicle to avoid obstruction of traffic
  •   Call the police and ambulance if necessary
  •   Provide your insurance information, name, address, license, and registration

Depending on the circumstances surrounding the collision, you will likely be responsible for any damages incurred if you hit another vehicle. However, by choosing to remain at the scene and follow the proper procedures following this type of collision, you will likely avoid any penalties and punitive damages associated with a hit-and-run accident.

Yet, suppose an individual does drive away after striking another vehicle. In that case, Georgia law dictates that that driver may be charged and convicted with either a misdemeanor or a felony – depending on the extent of the injuries that any other party may have sustained. If a party suffered no physical injuries, the hit and run will be classified as a misdemeanor offense punishable by up to 12 months of jail time and a $1,000.00 fine. However, if there are severe injuries or death to another party in the parked car, the hit and run will be classified as a felony criminal offense. Conviction of a felony offense pertaining to a hit and run accident in Georgia may be punishable by up to five years of jail time and a $1,000.00 fine.

What Do I Do if I Hit a Parked Car?

Car accidents can happen to even the most cautious drivers, hence the term “accident.” Car insurance is there to keep you protected. For example, if you hit a parked car, the other driver’s insurance may cover a claim if filed, but if it doesn’t, your insurance may.

As Georgia is not a no-fault state, the driver found at fault is liable for any associated damages. Therefore, if you hit a parked car, you will be responsible for any damages incurred and should follow these steps.

  •   Stay calm and seek any medical assistance if necessary. The first thing you should do is ensure that no one is hurt. Then, call 911 to report the accident and any injuries.
  •   Ensure you remain at the scene to report the accident to the police and exchange information with the other driver.
  •   If you cannot locate the other vehicle’s owner, leave a note on their windshield with your contact information. This information should include your name, number, address, and what happened.
  •   Take photos and videos of the accident scene, including every car involved. This may be useful later if insurance claims or lawsuits are filed.
  •   Notify your insurer directly following the accident. You must inform your insurance carrier, especially if another driver later files a claim. If the accident goes unreported, some insurers will refuse to pay any damages related to the accident.
  •   Seek legal advice. When facing a situation such as hitting a parked car, seek legal advice from a Georgia car accident attorney. Ensure you remain honest with your attorney and relay everything you know about the accident.

Will Hitting a Parked Car Increase Car Insurance Rates for Me?

If you mistakenly collide with a parked car, a car insurance rate increase will not necessarily occur. However, your car insurance company will consider whether you have a clean driving record, whether or not the other party sustained injuries, and whether or not you were found to be under the influence of drugs or alcohol. If you have maintained a clean driving record and there were no injuries sustained concerning the accident, you may be able to keep your current rates.

You must report your accident. Your insurance rates will increase if you are later convicted of a hit and run. However, if this is your first offense, you may keep your premium at the same rate.

After hitting a parked car in Georgia, regarding your car insurance rates, there are likely two possible outcomes:

Accident Forgiveness

In many cases, your car insurance carrier will offer accident forgiveness if this is the first time you are involved in an accident in which you were at fault. If you receive accident forgiveness, your rates will remain the same, even after reporting the accident.

If You Are Deemed a Risky Driver

If you already have some existing accidents on your record, your car insurance rates will likely increase after hitting a parked car. Even if there was no claim made for damages, if you are found to be considered a high-risk driver by an insurer, your rates will increase. When assessing your insurance package, your insurers will receive your driving records, which the insurance company may access quickly in today’s age.

Call a CEO Lawyer Personal Injury Law Firm Car Accident Attorney

If you were involved in an auto accident, contacting a car accident attorney is vital. Contacting a car accident lawyer becomes increasingly important if you’ve hit a parked car and left the scene because you may face criminal charges, including fines and/or prison time.

Ali Awad, ‘the CEO Lawyer’, is an experienced car accident attorney dedicated to fighting for the rights of Georgia citizens. With a quickly growing firm that holds over a 99% track record, you can rest assured that the CEO Lawyer Personal Injury Law Firm will bring you the best possible outcomes for your case. Call the CEO Lawyer and his team of attorneys at (833) 254-2923 or online to receive your free evaluation.

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Frequently Asked Questions

After a personal injury, you're bound to have legal questions. The CEO Lawyer Ali Awad can provide you with answers to these questions, just as he's given answers to his millions of curious social media followers. Take a look at some of the most common personal injury law questions for general information, and then reach out to one of our seasoned attorneys for specific guidance on your case!

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Help Negotiating with Insurance Carriers

To quickly resolve matters following an accident, insurance companies will offer you less than you deserve in compensation for your injuries. Many victims feel pressured to accept these offers as the bills begin to pile up, but that is rarely a good idea. The insurance company is looking to protect its bottom line; and will offer injured victims less than they deserve. An experienced personal injury attorney understands how to negotiate with the insurance company and can look out for your best interests by getting you the compensation you deserve after an injury. If you or a loved one has been injured in an accident, it is important to avoid negotiating or providing recorded statements to the insurance company without first seeking help from a qualified personal injury attorney.

Do You Have a Personal Injury Case?

The best way to determine if you have a personal injury case is to speak with a knowledgeable attorney. Our legal professionals have the expertise to evaluate your case and determine a strong legal strategy so that you can obtain the greatest amount of compensation possible under the law. We will enlist investigators, assistants, and other specialists to collect accident reports, speak with witnesses to your accident, and put together a plan. While you focus on your physical recovery, we will remain committed to fighting for the compensation that you deserve.

Georgia's Personal Injury & Accident Firm

Accident victims have a limited time to file a personal injury lawsuit. This time period is referred to as the statute of limitations, and in Atlanta, it lasts only two years. This means that if you or a loved one has been injured in an accident, you have only two years to pursue a personal injury suit. If you wait too long to reach out to an experienced attorney, you might be forever barred from seeking the compensation you deserve.

What to Expect From Your Initial Consultation With a Personal Injury Attorney?

During your initial consultation with CEO Lawyer team, we will go over the important details of your personal injury accident, which include the nature and extent of your injuries, how your injuries have impacted your ability to earn a paycheck, the cost of your medical treatment, and whether further medical treatment will be required. We will answer any questions you might have, as well, in regards to our experience, our track record of success, and what to expect from the legal process. Many personal injury victims wonder if they will be able to afford the legal fees required to pursue a lawsuit. CEO Lawyer injury and accident attorneys will not ask for any type of upfront fee unless we are successful in obtaining compensation for you. That means that if you have been harmed in a motor vehicle accident, slip and fall accident, defective product accident, or any other type of personal injury accident, you can absolutely afford to contact our law office today for assistance. In fact, you cannot afford to wait. Reach out today. We understand that some accident victims might have already obtained the assistance of an attorney but may be dissatisfied with the services provided. We are standing by and prepared to help you change legal representation, regardless of where you are in the process.

Speak to an Experienced Personal Injury Attorney Today

If you or a loved one has been injured in any type of personal injury accident, you should not hesitate to speak with the experienced attorneys at CEO Lawyer personal injury law firm. Call, email, or fill out our online contact form today so that we can begin helping you pursue the compensation you deserve.