Does Medicare Cover Injuries from a Car Accident?

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A couple searches the internet to find out if medicare covers the injuries from their car accidentIf you have been involved in a car accident, you may wonder if your Medicare coverage will cover your medical bills. The short answer is, yes, Medicare coverage can pay for medical expenses from a car accident. However, there are specific procedural steps that you must follow when utilizing Medicare benefits. First, regardless of whether or not you choose to file a personal injury claim, Medicare must be reimbursed for the expenses it covers resulting from the injuries you sustained in the accident. Therefore, you must report the accident to Medicare.

Ensuring that Medicare is properly reimbursed and you are not held liable for any expenses can become a complicated legal process. However, you are not alone in handling the claims process. Attorney Ali Awad, ‘the CEO Lawyer,’ and his team of experienced Georgia car accident attorneys can assist you with handling interactions with your assigned Medicare Coordinator of Benefits contractor and keep you informed of any potential legal issues throughout the claim. Having an experienced attorney fighting for your rights is crucial to the success of your claim.

Does Medicare Cover Car Accidents?

Does Medicare cover car accident injury expenses? In short, yes, Medicare can cover car accident-related injuries. When an individual requires medical attention following a car collision, they are typically responsible for covering their medical expenses, even if the other party was clearly at fault. Following treatment, a future settlement may include reimbursement for medical expenses related to the accident. However, your car insurance will typically pay the portion you are covered under directly following medical treatment, and Medicare will pay for any covered treatments after.

If you have been involved in a car accident, you must report the accident to Medicare, regardless of whether or not you intend to file a claim. This is crucial as Medicare must be reimbursed for medical expenses covered resulting from the collision. Additionally, Medicare will continue to monitor your claim after the accident and assert their right to recover any monies they spent on your medical expenses from any settlement money you will receive.

As it is typically your responsibility to cover medical expenses, even if you were not at fault, health insurance is crucial to minimize out-of-pocket obligations. In the U.S., Medicare is a health insurance program for adults with disabilities or who are 65 or older.

There are four parts to Medicare health insurance coverage:

  •   PART A: Inpatient hospital insurance
  •   PART B: Doctor services and supplies coverage
  •   PART C: Medicare Advantage
  •   PART D: Prescription coverage

What is a Medicare Lien?

Medicare was established in the U.S. in 1965 under the Social Security Act. Suppose a car accident victim utilizes Medicare benefits to cover injuries stemming from their accident. In that case, Medicare will have the legal authority to compensate for any expenses paid from insurance benefits under Federal Law. Medicare liens will take precedence over other liens attached to any settlement or judgment compensation. If these liens are not adequately handled, Medicare may seek recovery from the injured victim or their attorney.

Furthermore, it is the burden of the personal injury lawyer handling the claim to determine whether a Medicare lien stands. A notice of lien is not required if there is a Medicare lien, unlike other medical liens. Even if a Medicare lien notice is never received, the personal injury client and attorney will still be responsible for the lien.

Additionally,  it is within U.S. statutes that Medicare may recover the entire amount of the lien, even if the Medicare lien exceeds the amount of recovery. If you receive Medicare and have sustained injuries from a car accident, it is essential to contact a car accident lawyer right away so that negotiations may be handled appropriately. Unfortunately, contacting Medicare is an often lengthy process that may involve multiple phone calls and letters. In addition, Medicare liens can stall settlements and make insurance companies hesitant when paying out settlement claims involving medicare liens.

How Long Will it Take to Resolve a Lien?

The Medicare lien resolution process typically takes six months or longer and is a multi-step process. The first step in the resolution process is establishing a case with Medicare to obtain an itemized list detailing the medical expenses that Medicare paid. Next, your attorney will need to sort through the payments to isolate only the costs pertaining to the car accident claim and not any other health treatments. Finally, once the final lien amount is agreed upon, your responsibility will be to ensure that it is paid within sixty days. If the Medicare Lien demand is not paid within sixty days, Medicare will refer the matter to the U.S. Treasury Department for collection.  Additionally, interest may be charged in addition to the original claim amount.

Car Accident Injury Lawyer

Many car accident injury victims believe they may handle the negotiations process with insurers on their own to avoid spending money on a car accident injury lawyer to represent them. While it is possible to handle your car accident collision claim if injuries were minor, it has been proven that individuals who represent themselves on average will receive smaller settlements than those who are represented by experienced car accident injury lawyers.

If you have been injured or have received serious property damage due to a car accident, you should consider retaining an experienced car accident injury lawyer to fight for you. Ali Awad, the CEO Lawyer, and his team of experienced personal injury attorneys are dedicated to fighting for the rights of car accident victims.

Ali Awad has transformed his local personal injury firm into one of the fastest growing firms in the country that has retained some of the most experienced injury and accident attorneys in the Georgia region. With a quickly growing firm with a 99% track record of success, you can rest assured that the CEO Lawyer Personal Injury Law Firm will bring you the best possible outcomes for your case. Call the CEO Lawyer and his team of attorneys at (833) 254-2923 or online to receive your free evaluation.

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Frequently Asked Questions

After a personal injury, you're bound to have legal questions. The CEO Lawyer Ali Awad can provide you with answers to these questions, just as he's given answers to his millions of curious social media followers. Take a look at some of the most common personal injury law questions for general information, and then reach out to one of our seasoned attorneys for specific guidance on your case!

Contact us now (833) 254-2923.

Help Negotiating with Insurance Carriers

To quickly resolve matters following an accident, insurance companies will offer you less than you deserve in compensation for your injuries. Many victims feel pressured to accept these offers as the bills begin to pile up, but that is rarely a good idea. The insurance company is looking to protect its bottom line; and will offer injured victims less than they deserve. An experienced personal injury attorney understands how to negotiate with the insurance company and can look out for your best interests by getting you the compensation you deserve after an injury. If you or a loved one has been injured in an accident, it is important to avoid negotiating or providing recorded statements to the insurance company without first seeking help from a qualified personal injury attorney.

Do You Have a Personal Injury Case?

The best way to determine if you have a personal injury case is to speak with a knowledgeable attorney. Our legal professionals have the expertise to evaluate your case and determine a strong legal strategy so that you can obtain the greatest amount of compensation possible under the law. We will enlist investigators, assistants, and other specialists to collect accident reports, speak with witnesses to your accident, and put together a plan. While you focus on your physical recovery, we will remain committed to fighting for the compensation that you deserve.

Georgia's Personal Injury & Accident Firm

Accident victims have a limited time to file a personal injury lawsuit. This time period is referred to as the statute of limitations, and in Atlanta, it lasts only two years. This means that if you or a loved one has been injured in an accident, you have only two years to pursue a personal injury suit. If you wait too long to reach out to an experienced attorney, you might be forever barred from seeking the compensation you deserve.

What to Expect From Your Initial Consultation With a Personal Injury Attorney?

During your initial consultation with CEO Lawyer team, we will go over the important details of your personal injury accident, which include the nature and extent of your injuries, how your injuries have impacted your ability to earn a paycheck, the cost of your medical treatment, and whether further medical treatment will be required. We will answer any questions you might have, as well, in regards to our experience, our track record of success, and what to expect from the legal process. Many personal injury victims wonder if they will be able to afford the legal fees required to pursue a lawsuit. CEO Lawyer injury and accident attorneys will not ask for any type of upfront fee unless we are successful in obtaining compensation for you. That means that if you have been harmed in a motor vehicle accident, slip and fall accident, defective product accident, or any other type of personal injury accident, you can absolutely afford to contact our law office today for assistance. In fact, you cannot afford to wait. Reach out today. We understand that some accident victims might have already obtained the assistance of an attorney but may be dissatisfied with the services provided. We are standing by and prepared to help you change legal representation, regardless of where you are in the process.

Speak to an Experienced Personal Injury Attorney Today

If you or a loved one has been injured in any type of personal injury accident, you should not hesitate to speak with the experienced attorneys at CEO Lawyer personal injury law firm. Call, email, or fill out our online contact form today so that we can begin helping you pursue the compensation you deserve.