Dekalb County is part of the busy Atlanta Metro area and home to the state’s most visited tourist site, Stone Mountain, so it’s no surprise the county faces high traffic levels and frequent car accidents. Some of these are minor fender-benders, but others cause serious injury to one or more people.
If you’ve been hurt in a car accident, you could be dealing with multiple problems—medical bills, lack of income from missing work, pain and discomfort from your injuries, car repair bills, and more. The at-fault driver’s insurance company should compensate you for these damages, but the unfortunate reality is that insurance adjusters are primarily concerned with saving the insurance company money.
It’s easy for them to reject your claim for weak or unfounded reasons or agree to pay far less than your claim is worth.
You shouldn’t have to struggle with medical bills and reduced income when another driver’s negligence is to blame for your injuries. A car accident attorney will fight for your right to fair compensation, taking on the insurance company and working to secure the total value of your claim.
We will help with the following common challenges of car accident claims:
Damages are what we call the losses you suffer in an accident. They can be economic (something you receive a bill or pay a specific amount of money for) or non-economic (we will have to assign a monetary value).
Here are some of the categories we will discuss to ensure we’ve accounted for all your damages:
We’ve met many people who incorrectly thought they were at fault in a car accident; it’s challenging to determine fault when you only have one perspective on an accident—you may not know all the facts. If you think you made a mistake that caused the crash, please speak to an attorney immediately.
Even if you did make an error, you may only have a small percentage of fault. Earlier, we discussed modified comparative negligence statutes and how fault is apportioned.
If you don’t have a lawyer, the two insurance companies — yours and the other drivers’— will come to an agreement about how fault is divided. Your insurance company will probably defend your actions to the extent it affects their bottom line.
They may agree to a higher percentage of fault on your end if it’s below 50 percent because they won’t have to pay anything. However, you could lose more of your settlement than necessary.
A car accident lawyer will study the police report, investigate further if necessary, and build a strategy to show that your contributions to the accident were minor so you can receive a fair settlement.
The best solution in this situation is your own uninsured/underinsured motorist coverage (UM/UI). Although we will explore every option to help you secure compensation, there are many situations where UM/UI is the only viable path to recovering a client’s damages.
UM/UI is not required in Georgia, but we strongly urge you to invest in this valuable coverage.
Yes, you can, and if there is a reasonable amount of evidence they were at fault, we’ll probably win your case. That doesn’t mean you can collect your settlement, however.
If the uninsured driver has few to no assets we can seize, it may be difficult or impossible to recover all or even most of your damages. If we believe the other driver can’t pay the judgment, we will advise the client against pursuing a lawsuit because it is not in their best interest.
Often, the uninsured driver will declare bankruptcy, the judgment will be discharged, and the injured person will receive nothing after going through the time and stress of a trial. This is why we recommend UM/UI coverage on your auto insurance.
You can sue a third party who contributed to the accident or your injuries in a few cases. For instance, if your seatbelt or airbag failed, worsening your injuries, you might have a claim against the manufacturer.
In some situations involving drunk drivers, you may be able to sue a restaurant or bar that overserved an already intoxicated person or served someone who was not of legal age. If a third-party claim is available in your case, your lawyer will explain the options for moving forward.
However, most car accident cases are resolved through the at-fault party’s insurance carrier or the injured person’s UM/UI coverage.
Yes. Every car insurance policy has a limit.
The state of Georgia requires a minimum of $25,000 in bodily injury liability coverage per person ($50,000 per accident) and $25,000 for property damage liability, but you can buy more significant amounts. Buying UM/UI insurance starts at the minimum liability amount, and you can buy more coverage.
UM/UI also sometimes covers situations where the at-fault driver has insurance but not enough for your damages. For example, if you had $50,000 in damages related to your injuries, but the other driver only had the minimum coverage, you could only collect $25,000.
If you have a UM/UI policy for $25,000 that allows “stacking” policies, you could collect another $25,000 from your own insurance. However, “unstacked” policies only ensure that $X in coverage is available, and if the at-fault driver’s insurance meets that amount, you can’t collect any more from your own insurance.
If you’re unsure which kind of UM/UI policy you have, we can review the policy with you and explain your options.
The CEO Lawyer Personal Injury Law Firm has successfully recovered millions of dollars in compensation for car accident victims and their families. If you have questions or concerns about your car accident, please contact us for a free consultation.
There is no obligation, and if we take your case, we never charge a fee until we win or settle it.
Attorney Ali Awad founded the CEO Lawyer Personal Injury Law Firm and soon transformed it into one of the fastest-growing law firms in the country. He and his legal team have over twenty years of combined experience helping people who have suffered car accidents and other personal injury situations.
When he’s not arguing a case in court or negotiating with insurance companies, you can find Mr. Awad on social media delivering no-nonsense legal advice to more than a million followers. Contact The CEO Lawyer at 833-254-2923.
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After a personal injury, you're bound to have legal questions. The CEO Lawyer Ali Awad can provide you with answers to these questions, just as he's given answers to his millions of curious social media followers. Take a look at some of the most common personal injury law questions for general information, and then reach out to one of our seasoned attorneys for specific guidance on your case!
To quickly resolve matters following an accident, insurance companies will offer you less than you deserve in compensation for your injuries. Many victims feel pressured to accept these offers as the bills begin to pile up, but that is rarely a good idea. The insurance company is looking to protect its bottom line; and will offer injured victims less than they deserve. An experienced personal injury attorney understands how to negotiate with the insurance company and can look out for your best interests by getting you the compensation you deserve after an injury. If you or a loved one has been injured in an accident, it is important to avoid negotiating or providing recorded statements to the insurance company without first seeking help from a qualified personal injury attorney.
The best way to determine if you have a personal injury case is to speak with a knowledgeable attorney. Our legal professionals have the expertise to evaluate your case and determine a strong legal strategy so that you can obtain the greatest amount of compensation possible under the law. We will enlist investigators, assistants, and other specialists to collect accident reports, speak with witnesses to your accident, and put together a plan. While you focus on your physical recovery, we will remain committed to fighting for the compensation that you deserve.
Accident victims have a limited time to file a personal injury lawsuit. This time period is referred to as the statute of limitations, and in Atlanta, it lasts only two years. This means that if you or a loved one has been injured in an accident, you have only two years to pursue a personal injury suit. If you wait too long to reach out to an experienced attorney, you might be forever barred from seeking the compensation you deserve.
During your initial consultation with CEO Lawyer team, we will go over the important details of your personal injury accident, which include the nature and extent of your injuries, how your injuries have impacted your ability to earn a paycheck, the cost of your medical treatment, and whether further medical treatment will be required. We will answer any questions you might have, as well, in regards to our experience, our track record of success, and what to expect from the legal process. Many personal injury victims wonder if they will be able to afford the legal fees required to pursue a lawsuit. CEO Lawyer injury and accident attorneys will not ask for any type of upfront fee unless we are successful in obtaining compensation for you. That means that if you have been harmed in a motor vehicle accident, slip and fall accident, defective product accident, or any other type of personal injury accident, you can absolutely afford to contact our law office today for assistance. In fact, you cannot afford to wait. Reach out today. We understand that some accident victims might have already obtained the assistance of an attorney but may be dissatisfied with the services provided. We are standing by and prepared to help you change legal representation, regardless of where you are in the process.
If you or a loved one has been injured in any type of personal injury accident, you should not hesitate to speak with the experienced attorneys at CEO Lawyer personal injury law firm. Call, email, or fill out our online contact form today so that we can begin helping you pursue the compensation you deserve.