You may have heard the term ‘bodily injury’ when referring to car accidents and auto accident injury claims. But what exactly does that term entail, and what is considered bodily injury in a car accident case? Simply, bodily injury refers to any physical damage incurred to an individual’s body, which may also be referred to as physical injury.
If you have been involved in a car accident, whether the injuries you sustained were severe or minor, Ali Awad, the CEO lawyer, and his team of experienced personal injury attorneys can help you. The CEO Lawyer Personal Injury Law Firm can help you determine what types of compensation you may be entitled to and help guide you through the car accident settlement process to ensure that you get the just compensation you deserve. Attorney Ali Awad, ‘the CEO Lawyer,’ established the CEO Lawyer Personal Injury Law Firm and quickly turned it into one of the fastest-growing law firms in the country. When you need help with a car accident claim, the CEO Lawyer Personal Injury Firm provides free consultations, and if we take your case, you won’t pay anything until we win.
Ali Awad, ‘the CEO Lawyer,’ is an experienced personal injury attorney and public speaker with over a million social media followers. He is dedicated to sharing free legal advice to the public to empower individuals and ensure that personal injury victims receive the just compensation they deserve. To receive the greatest settlement outcome possible after becoming injured in a car accident, it is imperative that certain procedural steps are followed to preserve the integrity of the claim. Understanding the legal process and what to do in the event of an accident is critical to ensuring that your rights to fair compensation are protected if you should become a car accident injury victim.
What is Considered Bodily Injury in a Car Accident?
Some examples of bodily injuries a person may suffer after a car accident include:
- Physical pain
- Fractured or broken bones
- Cuts, contusions, lacerations, bruises, and abrasions
- Burns
- Disfigurement
- Loss of Limbs
- Impairment to the function of organs or bodily function
- Impairment to mental faculty
- Internal bleeding
- Illness
- And more
In fact, any injury to the body, even if temporary or minor, is considered a bodily injury. Bodily injury can also include illnesses and disease. Serious bodily injury accounts for all physical injuries that are severe in nature, such as disfigurement, loss or severe impairment of an organ or bodily member, or any injury that involves a substantial risk of death. Serious bodily injury does not account for superficial or minor injuries.
What Does Bodily Injury Cover?
Under Georgia law, each driver is required to hold bodily injury liability coverage. If you are found liable in an accident, bodily injury liability coverage will cover any injuries incurred to another party, including drivers, passengers, or pedestrians, up to your coverage amount.
The minimum limits of liability insurance required under Georgia law are:
- Bodily Injury Liability – $25,000 per person and $50,000 per incident
- Property Damage Liability – $25,000 per incident
Although Georgia requires liability insurance, this may not cover all of the damages related to an accident, which will lead to you having to cover any remainder of expenses yourself.
Furthermore, if you have experienced a bodily injury after an accident, you may be able to sue an at-fault driver for:
- Medical expenses
- Lost wages
- Pain and suffering
The average personal injury claim in Georgia is around $53,000.00. However, as previously mentioned, car accident settlements will vary greatly from case to case. You deserve just compensation if you have been left with any bodily injuries following a car accident. Our law firm will fight for your rights to ensure you get the fair compensation you deserve.
How Does a Bodily Injury Claim Work?
After a car accident, a car collision victim who has sustained a bodily injury may file a third-party claim in which you would file a bodily injury claim against the car insurer of the at-fault party. When making a claim to ensure that you obtain just compensation for your damages, you should be prepared to provide:
- A copy of the police report
- Photos of the accident scene and any injuries you’ve sustained
- Medical bills detailing expenses
- Medical care summaries and examination findings
- Receipts of all related expenses
- Documentation reporting lost wages
After filing a claim, you should expect:
- To receive a response within a set time frame.
- Be prepared to discuss the incident multiple times and clarify any information related to your claim.
- There is a time limit (or statute of limitations) on your right to collect compensation on your claim.
- To be offered a settlement. Only agree to an offer or sign any document after your attorney has reviewed your case to ensure you are being offered fair compensation. Insurers often try to get away with paying as little as possible for a claim, often before the full extent of expected future damages is calculated.
Car Accident Lawyer
If you were involved in an auto accident, it is vital to contact a car accident attorney to ensure that you are fairly represented and receive the largest possible compensation for your claim. A personal injury attorney will work to ensure that your settlement adequately covers both your current and future projected damages related to the accident.
The CEO Lawyer and his team of experienced car accident attorneys are dedicated to fighting for the rights of Georgia citizens. With a rapidly growing firm with over a 99% track record, you can rest assured that the CEO Lawyer Personal Injury Law Firm will deliver you the best possible outcome for your case. Call the CEO Lawyer and his injury and accident attorney team at (470) 323-8779 or online to receive your free, no-obligation case evaluation.