How Are Medical Bills Paid After a Car Accident?

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A woman pays for medical pills after a car accident.If another driver has been found at fault in an accident in which you have sustained injuries, you may take comfort in knowing that they will be liable for all related medical expenses. However, determining that a driver is indeed at-fault for an accident and receiving compensation for damages related to an accident can take weeks, months, or even years depending on how complex the case is, whether there were multiple parties involved, whether or not fault is disputed, and the extent of injuries sustained. Typically following an accident, a victim will be initially responsible for paying for their medical bills, even if the other driver was clearly responsible for the collision. Yet, the victim will be able to bring a claim against the at-fault driver or their insurance company to recuperate for their damages.

If you or a loved one have been injured due to the negligence of another driver, a personal injury attorney can help you understand how you may receive compensation for your damages and assist you with the legal process so that you may focus your time and energy on recovery. Have you been involved in an auto collision? Contact Ali Awad, ‘The CEO Lawyer’ and his team of experienced personal injury attorneys at the CEO Lawyer Personal Injury Law Firm by calling  (833) 254-2923 or contacting us online to receive your free and confidential case evaluation. Attorney Ali Awad, ‘the CEO Lawyer,’ established the CEO Lawyer Personal Injury Law Firm and quickly turned it into one of the fastest-growing law firms in the country. If we take your case, you won’t pay anything until we win.

Average Medical Bill After Car Accident

According to the Center for Disease Control, the average medical bill after a car accident is approximately $3.3k per emergency room visit and $57k for longer-term hospitalizations over a patient’s lifetime. Sadly, medical expenses following a car accident can be extremely costly. Around 2.5 million U.S. citizens will check into an ER to have their accident-related injuries examined annually, and nearly 200,000 patients will require admittance into the hospital for longer-term care. Luckily, an experienced personal injury attorney can assist you through the legal process after a car accident to ensure you get the just compensation you deserve.

Who Pays My Medical Bills in a Car Accident?

While an at-fault driver or their insurance company will be liable for damages after an accident, receiving compensation from an insurance company or an at-fault driver after a collision can be a long, drawn-out process. An insurance company may deny fault or offer inadequate low-ball settlement offers that will not cover the projected medical costs associated with an injury. An experienced personal injury attorney can fight for you to ensure you receive adequate compensation, but the negotiations and lawsuit process can take some time. In the meantime, a car accident victim will typically be required to cover their medical bills out-of-pocket through their health insurance or Med-Pay car insurance. A settlement coming from a car accident injury claim in Atlanta or throughout Georgia may compensate you later for your paid medical expenses. Additionally, an at-fault driver’s insurer will only pay for damage up to the insured’s liability coverage limit if they are found to be at fault.

After a car accident, your medical bills may be paid by:

Health Insurance

After sustaining injuries in a car collision, in most circumstances, your health insurance will be billed first. Your health insurance company will expect to be later reimbursed for medical expenses paid from any settlement you may receive from the at-fault driver’s insurer. You will be responsible for paying any out-of-pocket copays or deductibles at the time of care. Ensure that you keep records of all expenses related to the accident, including prescription medications. In almost every instance, your health insurance will be billed first.


If you don’t have health insurance, you can expect to pay out-of-pocket medical costs. However, if the other driver is at fault, you will be reimbursed by their car insurance company for any expenses related to the accident (up to the policy limits) so keep track of all of your medical bills and anything you paid out-of-pocket so you know exactly how much the insurance company should pay.

MedPay/PIP Coverage

If you live in a no-fault state, you will likely be required by law to have PIP (personal injury protection) coverage which will cover your medical bills if you become injured in an accident.

Alternatively, you may purchase insurance such as MedPay coverage, which will pay a portion of your medical expenses after an accident. These coverages will reimburse you for medical expenses up to your policy coverage limits. If you have expended these coverages, the at-fault driver’s insurance company may cover the remainder of your costs. If they do not have enough coverage to cover your expenses, you will need to utilize any uninsured or underinsured motorist (UI/UIM) coverage through your car insurer. If there are remaining medical expenses you have not been compensated for, you may be advised to file a lawsuit against the at-fault driver. Discuss your available legal options with your attorney.

Will I Have to Reimburse My Insurance Company?

Yes, insurers often have a right to be reimbursed for any medical expense paid for a car accident from a personal injury victim’s car accident settlement.

Contact a Car Accident Attorney

If you have been injured in a car accident due to another driver’s negligence, you will benefit from having an experienced attorney fight for your right to just compensation. Call Ali Awad, ‘the CEO Lawyer’ and his experienced team of personal injury car accident attorneys today to receive a free, no-obligation consultation. We can assist you with exploring your legal options and avenues to ensure that you receive the compensation you deserve following your accident for your damages. Contact the CEO Lawyer Personal Injury Law Firm by calling (833) 254-2923 or contacting us online. If we take your case, you won’t pay anything until we win.

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Frequently Asked Questions

After a personal injury, you're bound to have legal questions. The CEO Lawyer Ali Awad can provide you with answers to these questions, just as he's given answers to his millions of curious social media followers. Take a look at some of the most common personal injury law questions for general information, and then reach out to one of our seasoned attorneys for specific guidance on your case!

Contact us now (833) 254-2923.

Help Negotiating with Insurance Carriers

To quickly resolve matters following an accident, insurance companies will offer you less than you deserve in compensation for your injuries. Many victims feel pressured to accept these offers as the bills begin to pile up, but that is rarely a good idea. The insurance company is looking to protect its bottom line; and will offer injured victims less than they deserve. An experienced personal injury attorney understands how to negotiate with the insurance company and can look out for your best interests by getting you the compensation you deserve after an injury. If you or a loved one has been injured in an accident, it is important to avoid negotiating or providing recorded statements to the insurance company without first seeking help from a qualified personal injury attorney.

Do You Have a Personal Injury Case?

The best way to determine if you have a personal injury case is to speak with a knowledgeable attorney. Our legal professionals have the expertise to evaluate your case and determine a strong legal strategy so that you can obtain the greatest amount of compensation possible under the law. We will enlist investigators, assistants, and other specialists to collect accident reports, speak with witnesses to your accident, and put together a plan. While you focus on your physical recovery, we will remain committed to fighting for the compensation that you deserve.

Georgia's Personal Injury & Accident Firm

Accident victims have a limited time to file a personal injury lawsuit. This time period is referred to as the statute of limitations, and in Atlanta, it lasts only two years. This means that if you or a loved one has been injured in an accident, you have only two years to pursue a personal injury suit. If you wait too long to reach out to an experienced attorney, you might be forever barred from seeking the compensation you deserve.

What to Expect From Your Initial Consultation With a Personal Injury Attorney?

During your initial consultation with CEO Lawyer team, we will go over the important details of your personal injury accident, which include the nature and extent of your injuries, how your injuries have impacted your ability to earn a paycheck, the cost of your medical treatment, and whether further medical treatment will be required. We will answer any questions you might have, as well, in regards to our experience, our track record of success, and what to expect from the legal process. Many personal injury victims wonder if they will be able to afford the legal fees required to pursue a lawsuit. CEO Lawyer injury and accident attorneys will not ask for any type of upfront fee unless we are successful in obtaining compensation for you. That means that if you have been harmed in a motor vehicle accident, slip and fall accident, defective product accident, or any other type of personal injury accident, you can absolutely afford to contact our law office today for assistance. In fact, you cannot afford to wait. Reach out today. We understand that some accident victims might have already obtained the assistance of an attorney but may be dissatisfied with the services provided. We are standing by and prepared to help you change legal representation, regardless of where you are in the process.

Speak to an Experienced Personal Injury Attorney Today

If you or a loved one has been injured in any type of personal injury accident, you should not hesitate to speak with the experienced attorneys at CEO Lawyer personal injury law firm. Call, email, or fill out our online contact form today so that we can begin helping you pursue the compensation you deserve.